MyFundedFutures (MFF) sits in the middle ground between TopStep and Apex. Cheaper eval than TopStep. Cleaner static drawdown than Apex. Flat 90% payout split from day one. Wider daily loss buffer than either. For traders whose strategy needs intraday room to breathe but who don't want to manage Apex's trailing complexity, MFF is the right answer.
This review covers MFF's Starter and Expert plans, eval rules, payout mechanics, and the trader profiles where the firm wins versus where TopStep or Apex would be better fits. The verdict: 4.3 / 5 — strong product with one or two pricing quirks that prevent it from being the universal best-pick.
Quick Verdict
Rating: 4.3 / 5
Best for: Swing-style intraday traders, traders who want static drawdown without TopStep's strict daily loss, cost-conscious traders who don't want Apex's trailing complexity.
Avoid if: You're a beginner who values clean rule predictability (go TopStep) or you're optimizing for absolute lowest cost (go Apex with promos).
MyFundedFutures at a Glance
| Detail | Value |
|---|---|
| Founded | ~2022 |
| Eval format | One-step |
| Profit target (Starter) | 8% |
| Daily loss limit (50K Starter) | $2,000 |
| Drawdown style | Static |
| Maximum drawdown (50K) | $2,500 |
| Payout split | 90% flat |
| Account sizes | 50K, 100K, 150K |
| Eval cost (50K) | $97/mo + reset fees |
| Activation fee | ~$130-$160 |
What MFF Does Well
Wider daily loss buffer
$2,000 daily on the 50K Starter — double what TopStep offers ($1,000). The wider buffer accommodates normal session volatility without false-violation eliminations. For traders running ES setups during high-VIX periods, this matters a lot.
Static drawdown without trailing complexity
Floor doesn't move with equity peaks. No "give-back erosion" math. Trade your strategy without worrying about whether you locked the closed-equity peak before exiting.
Flat 90% payout from day one
Cleaner than TopStep's tiered 100%/90% or Apex's 100%/90%. Every dollar of profit pays 90¢. No threshold math. Simpler mental accounting.
One-step eval
No two-phase Verification. No 5-winning-day Combine requirement. Hit 8% profit target, pass. Faster path to funded than TopStep or FTMO.
Cleaner support than Apex
Smaller community = faster response times typically. MFF's customer service has fewer reported delays than Apex during peak periods.
Where MFF Frustrates Traders
Higher profit target
8% on Starter vs 6% at TopStep, Apex, Bulenox. On a 50K account that's $4,000 profit vs $3,000. The eval takes 2-3 more trading days on average to clear.
Reset fees compound
Failing the eval means paying a reset fee (around $80) on top of the next month's subscription. Multiple failures stack up quickly. Apex's promotional pricing makes failed evals cheaper to retry overall.
Smaller community
Fewer public payout proofs than TopStep or Apex. The firm's track record is shorter (founded ~2022). Less battle-testing through different market regimes.
Account size ceiling lower than Apex
50K, 100K, 150K available — no 250K or 300K tier matching Apex's scale options. For traders building toward the largest possible single funded account, MFF caps out earlier.
Pricing Detail
| Plan | Account Size | Cost / Month | Profit Target | Daily Loss |
|---|---|---|---|---|
| Starter | 50K | $97 | $4,000 (8%) | $2,000 |
| Starter | 100K | $167 | $8,000 (8%) | $3,500 |
| Starter | 150K | $237 | $12,000 (8%) | $4,500 |
| Expert | 50K | ~$170 | 5-6% | Tighter |
| Expert | 100K | ~$240 | 5-6% | Tighter |
The Starter is the most-attempted plan. Expert offers tighter daily loss limits in exchange for lower profit targets and faster eval pass times — better fit for traders with strict per-trade discipline who want to be funded fast.
Pros and Cons
Pros
- Wider daily loss buffer than TopStep
- Static drawdown (no trailing math)
- Flat 90% payout — clean accounting
- One-step eval — faster than two-phase
- $97 base cost cheaper than TopStep
- Better support response than Apex
- Multiple plan variants for different styles
Cons
- 8% profit target highest in this group
- Reset fees compound on failed evals
- Smaller community than TopStep/Apex
- Newer firm (~2022) — less track record
- Account size cap below Apex's 300K
- No 100% first-tier payout threshold
MFF vs TopStep vs Apex
| Feature | MFF Starter | TopStep | Apex |
|---|---|---|---|
| 50K cost | $97 | $165 | $30-$147 |
| Profit target | 8% | 6% | 6% |
| Daily loss limit | $2,000 | $1,000 | None (trailing only) |
| Drawdown | Static | Static | Trailing |
| Payout split | 90% flat | 100% first $10K, 90% | 100% first $25K, 90% |
| Eval style | One-step | Combine (5 days) | One-step |
| Account ceiling | 150K | 250K | 300K |
The Strategy That Passes MFF and Every Major Prop Firm
Free Discord + the rules-based futures system. Static and trailing drawdown both supported. 291 days verified.
Get Free Access →How to Pass the MFF Starter Eval
The math: 50K account, 8% target = $4,000. Daily loss $2,000. With 0.5% per-trade risk ($250) and 6-tick stops on ES, that's 3 contracts max.
- Day 1-2: conservative. 2-3 setups per session. Aim for $400-700/day.
- Day 3-5: ramp up to standard 0.5% risk. Aim for $500-900/day.
- Day 6-9: approaching target. Reduce risk to 0.25% once at $3,500+.
- Day 10: final push to $4,000+. Take one or two highest-conviction setups, walk.
Average pass time among FuturesHive students on MFF Starter: 9-12 trading days. Slightly longer than TopStep due to the higher profit target, but the wider daily buffer compensates by reducing eval-killing eliminations.
FAQ
Is MyFundedFutures legit?
Yes. Documented payouts. US-based. Simulator-style funded accounts similar to TopStep/Apex.
How much does MFF cost?
$97/month for Starter 50K, plus reset fees on failure. Activation $130-$160.
What is the MFF payout split?
Flat 90% from day one — no tiered threshold.
What is the daily loss limit?
$2,000 on Starter 50K — wider than TopStep's $1,000.
Does MFF use trailing drawdown?
No. Static drawdown — clean fixed floor.
MFF vs TopStep?
TopStep for the tiered 100%/90% split + longest track record. MFF for cheaper eval + wider buffer + simpler one-step.
Bottom Line
MyFundedFutures is the cleanest pick for traders who want static drawdown but find TopStep's daily loss limit too tight. The flat 90% payout, one-step eval, and wider $2K daily buffer make it a strong middle-ground between TopStep's strict structure and Apex's trailing complexity.
Pick MFF if your strategy needs daily room to breathe and you want simple math. Pick TopStep if you want the longest track record. Pick Apex if cost is the deciding factor and you can manage trailing drawdown.
Pass MFF With the Right Framework
Free Discord + rules-based futures strategy. 291 days of verified results.
Get Free Access →