Best Prop Firm Profit Splits (October 2026): 80% vs 90% vs 100%

Published January 13, 2025 | Updated October 5, 2026 | 9 min read | Prop Firm Guides

Quick answer: the best prop firm profit splits (October 2026)

  • 100%: Apex Trader Funding pays 100% of approved payouts on its current accounts, but each account allows six capped payouts. Bulenox pays 100% of your first $10,000, then 90/10.
  • 95%: FundedNext Futures' Flex plan.
  • 90/10: Topstep, MyFundedFutures Rapid, Tradeify and FTMO Futures.
  • 80/20: MyFundedFutures Builder and Pro, Take Profit Trader PRO, and GOAT Funded Trader by default.

The split only tells you what share of an approved payout you keep. Caps, withdrawal limits and payout counts usually decide how much you actually take home.

What is a prop firm profit split?

A profit split (also called a reward or profit share) is the percentage of an approved payout that goes to you rather than the prop firm. On a $5,000 payout:

  • 80/20: you keep $4,000
  • 90/10: you keep $4,500
  • 100%: you keep $5,000

Because most funded accounts are simulated, the "split" is really the formula the firm uses to pay you from its own revenue. See what a prop firm is and how it works for the full model.

Futures prop firm profit splits compared

Firm / planYour splitException or upgradeHow often you can get paidWhat limits the payout
Apex (EOD/Intraday)100% of approved payoutsLegacy accounts: 100% of first $25K, then 90%Up to weekly, after 5 qualifying days6 payouts per account, each capped ($1,500 first payout on 50K)
Bulenox90/10100% of the first $10K of payoutsMaster account: weekly, 10 trading days per payoutCaps on the first 3 payouts; 40% consistency
FundedNext Futures Flex95%Legacy plan 80%; Rapid 90%After 5 benchmark days and $500 profit per cycleFlex account ends after 5 payouts
Topstep90/10100% first $10K only if grandfatheredAfter 5 winning days of $150+ (Standard) or 3 trading days (Consistency)50% of balance per request, up to $2,000 (50K Standard)
MyFundedFutures90/10 Rapid; 80/20 Builder and ProRapid raised to 90% on January 12, 2026Rapid daily; Builder every 48 hours; Pro every 14 daysBuilder caps per 48-hour cycle; Pro up to $100,000 per 14-day cycle
Tradeify90/1080/20 once moved to liveSelect Daily: daily; Select Flex: every 5 winning daysSelect Daily and Flex payout caps
FTMO Futures90/10NoneGrowth every 4 qualifying days; Pro every 5Growth: 50% of profit per request; Pro: 100%; per-request caps
Take Profit Trader80/20 on PRO90/10 on live PRO+Daily on PRO once the buffer is reachedBuffer equal to the drawdown must stay in the account

What is the average prop firm profit split? Among these eight futures firms, 90/10 is the most common split (Topstep, MyFundedFutures Rapid, Tradeify, FTMO Futures, and Bulenox once its 100% tier is used up). 80/20 is the floor, and only Apex pays 100% on every approved payout.

The Topstep exception applies only to traders who joined its new dashboard before January 12, 2026: they keep 100% of their first $10,000 in lifetime profits, then 90%; payouts from the legacy dashboard don't count toward the $10,000 (Topstep payout policy). Everyone else gets 90/10. Other sources: Apex EOD payouts, MyFundedFutures payout policy, FundedNext futures reward share, Bulenox FAQ.

Forex and CFD prop firm splits

Firm / programSplitNotes
FTMO CFD 2-StepUp to 90%One-time fee refunded with the first reward
FTMO CFD 1-Step90%Separate rules from FTMO Futures
GOAT Funded Trader80% defaultPaid 100% upgrade at checkout; 90-95% at scaling levels; 3% payout fee
Funded Trader Markets 1-Step Nitro90% of first $10,000, then 80%2-Step Plus starts at 70% (90% with a free add-on)

Details in our GOAT Funded Trader and Funded Trader Markets reviews.

Why a higher split doesn't always pay more

1. Payout caps

Apex pays 100%, but a 50K EOD account allows six payouts capped at $1,500, $1,500, $2,000, $2,500, $2,500 and $3,000: at most $13,000 over the account's life. Topstep pays 90%, but each request is limited to 50% of your balance and a per-size cap.

2. Withdrawal allowance

FTMO Futures Growth lets you withdraw only half of your profit per request; Pro lets you withdraw all of it. Both keep the same 90/10 split.

3. Fees on the payout itself

GOAT Funded Trader charges 3% per payout and Funded Trader Markets 5% on crypto payouts. Topstep's ACH and wire options cost $30.

4. What you paid to get there

A cheaper account with a 90/10 split can beat a 100% split once evaluation, activation and reset costs are counted. See the cheapest prop firms guide for total-cost comparisons.

Worked example: what a first payout actually pays

Take a 50K funded account that has made $4,000 of profit and met each firm's qualifying-day and consistency rules. Here is what the first payout puts in your pocket:

Firm (50K)What you can withdraw nowSplitYou receive
Apex EOD Performance AccountOnly profit above the $52,100 safety net ($1,900), capped at $1,500 on payout #1100%$1,500
Topstep XFA (Standard)50% of the $4,000 balance = $2,000, within the $2,000 cap90/10$1,800 ($1,770 by ACH after the $30 fee)
FTMO Futures Growth50% of the $4,000 profit = $2,000, within the $2,500 cap90/10$1,800

The formula: you receive = the smaller of (what the rules let you withdraw, the per-payout cap) × your split − any payout fee. Topstep's own policy shows the order: a $500 ACH request pays $500 − $50 (the 10% split) − $30 (processing fee) = $420.

On this first payout the 100% split pays the least. It catches up later: Apex's 50K EOD caps rise to $3,000 by the sixth payout, $13,000 over the account's life, and the Performance Account then closes. Compare the whole payout schedule, not the headline percentage.

Splits that improve over time

  • GOAT Funded Trader: its scaling plan raises the split to 90-95%.
  • Phidias Premium: a progressive split from 75% up to 100% from the fifth payout.
  • Earn2Trade: 50% on withdrawals below a threshold ($2,250 on 50K accounts) and 80% above it.

None of these firms publishes a way to negotiate a better split; the published plan is the deal. At Topstep, Apex and FTMO Futures, scaling raises your contract limit rather than your split; our prop firm scaling plan guide compares how each one scales a funded account.

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Frequently Asked Questions

Which prop firm has the best profit split?

Apex pays 100% of approved payouts on its current accounts, Bulenox pays 100% of the first $10,000 then 90/10, and FundedNext Futures Flex pays 95%. Apex and Bulenox cap early payouts, and Flex accounts end after five payouts, so compare caps too.

What is a prop firm profit split?

It is the share of an approved payout you keep. On a $5,000 payout an 80/20 split pays you $4,000, a 90/10 split $4,500 and a 100% split $5,000.

Does a higher profit split always mean more earnings?

No. On a 50K account with $4,000 of profit, Apex's 100% split pays $1,500 on the first payout because of its safety net and cap, while Topstep and FTMO Futures pay $1,800 at 90/10. Payout caps, withdrawal limits, payout frequency and fees often matter more than the split.

Which prop firms offer a 100% profit split?

Apex pays 100% of every approved payout on its current EOD and Intraday accounts, up to six capped payouts per account. Bulenox pays 100% of your first $10,000 in payouts, then 90/10. Topstep's 100% of the first $10,000 applies only to traders who joined its new dashboard before January 12, 2026.

What is the average prop firm profit split?

90/10. It is the most common split among the futures firms compared here (Topstep, MyFundedFutures Rapid, Tradeify, FTMO Futures, and Bulenox once its 100% tier is used up), with 80/20 as the floor.

Is the profit split taken before or after payout fees?

At Topstep the split comes first: its policy shows a $500 ACH request paying $500 minus $50 for the 10% split minus a $30 processing fee, or $420. Check each firm's payout-method fees before you request.

Can your profit split increase over time?

At some firms. Phidias Premium rises from 75% to 100% from the fifth payout, GOAT Funded Trader's scaling plan lifts its split to 90-95%, and Take Profit Trader moves from 80/20 on PRO to 90/10 on live PRO+.

How do Apex and TopStep profit splits compare?

Current Apex accounts pay 100% of approved payouts, with six capped payouts per account. TopStep pays 90/10, except that traders who joined its new dashboard before January 12, 2026 keep 100% of their first $10,000 in lifetime profits.

Which futures prop firms pay a 90% profit split?

Topstep, MyFundedFutures Rapid, Tradeify and FTMO Futures pay 90/10 on funded accounts. Bulenox also moves to 90/10 once its initial 100% payout tier is used up.

Sources

  1. Topstep: payout policy
  2. Apex: EOD payouts
  3. Apex: Legacy PA payout parameters
  4. MyFundedFutures: payout policy
  5. FTMO Futures: trading objectives and rules
  6. FTMO Futures: Growth vs Pro comparison table (payout caps and frequency)
  7. Bulenox: FAQ (split and payout frequency)
  8. Tradeify: Select Flex and Select Daily payout policies
  9. Tradeify: pricing reference (sim funded and Elite Live splits)
  10. FundedNext Futures: Flex account rules
  11. Take Profit Trader: PRO profit split and withdrawal rules
  12. Phidias: rules (progressive Premium split)
  13. FundedNext Futures: reward share
  14. GOAT Funded Trader: rewards and profit splits